5 Common Steps Hackers Use to Hack a Bank Account

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1 KeyLogging

This sort of attack is one of the more discrete ways for a hacker to gain access to a bank account. Keyloggers are types of malware that capture what you enter and delivers it back to the hacker.

That may appear insignificant at first. But suppose if you entered your bank’s site URL, followed by your username and password. The hacker would have all the information required to get access to your account!

2 Mobile banking Trojans

The mobile banking Trojan is a more cunning kind. They aren’t disguised as a bank’s official app; instead, they’re frequently a completely unrelated program that contains a Trojan. When you install this app, the Trojan starts looking for financial apps on your phone.

When the malware detects a user launching a banking program, it immediately displays a window that looks identical to the app you just launched. If done correctly, the user will not notice the change and will submit their information into the bogus login screen. These details are subsequently sent to the virus creator.

These Malware typically require an SMS verification number to gain access to your account. To accomplish this, they frequently request SMS reading rights during installation.

3 Man-in-the-Middle Attacks

A hacker may target communications between you and your bank’s website in order to obtain your information. Man-in-the-Middle (MITM) attacks, as the name implies, occur when a hacker intercepts communications between you and a legitimate provider.

An MITM attack often entails watching an unsecured server and analyzing the data that flows over it. When you send your login information over this network, the hackers “sniff” it and steal it.

A hacker may, however, employ DNS cache poisoning to modify the site you visit when you input a URL. A tainted DNS cache causes to redirect to a clone site maintained by the hacker. This replicated site will look just like the original.

4 Sim Swapping

SMS authentication codes are among the most difficult difficulties for hackers. However, they have a method around these checks, and they don’t even require your phone!

A hacker contacts your network provider while pretending to be you in order to accomplish a SIM exchange. They claim to have misplaced their phone and wish to transfer their old number (which is your current number) to their SIM card.

If they are successful, the network provider removes your phone number from your SIM and replaces it with the hacker’s SIM. This is possible with a social security number. They can simply circumvent SMS codes if they get your phone number on their SIM card. The bank sends an SMS verification code to their phone rather than yours when they log into your bank account. They can then freely access your account and withdraw the funds.

5 Phishing

As the general public grows more aware of phishing techniques, hackers have increased their efforts to deceive individuals into clicking on their links. One of their nefarious methods is to break into solicitors’ email accounts and send phishing emails from a previously trusted address.

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